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   FHA Mortgage Information

Welcome to our FHA Mortgage information page. The United States Government recently announced expanded FHA lending guidelines and important FHA changes that make FHA Mortgages the best choice for most borrowers.  Whether your in the market to buy a home or refinance your existing mortgage to consolidate your debts, get cash out or simply to lower your existing interest rate,  make the smart choice with an FHA Loan. Apply online below by clicking on the "Apply Online Now" button for either the Purchase or Refinance program or call our 24 hour FHA loan center at 800-331-4715.  The application process is free and takes only a minute or so of your time.  Learn today how and FHA home loan can change your life!

     >> FHA Home Purchase

 

     >> FHA Refinance Application

 

The FHA Home Purchase program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than other types of mortgage programs.  Some highlights of the FHA Purchase program are:

  • Minimal Down Payment and Closing Costs.
    • Low 3% downpayment
    • First Time Homebuyers Program
    • FHA Not limited to First Time Homebuyers
    • Gift for downpayment and closing costs allowed.
    • 1 through 4 family homes qualify
    • No reserves or required.
    • FHA regulated closing costs.
    • Seller can credit up to 6% of sales price towards buyers costs.
  • Easier Credit Qualifying Guidelines such as:
  • No minimum FICO score or credit score requirements.
  • FHA will allow a home purchase two years after a Bankruptcy.
  • FHA will allow a home purchase  three years after a Foreclosure.

These advantages of the FHA loan program has made it one of the best options for most first time home buyers as well as move-up home buyers.

You do not have to be a first time buyer to obtain a FHA loan, anyone may use a FHA loan as long as you do not have more than one FHA insured loan at any one time.

                      

 

FHA Mortgage Refinancing offers benefits for current home owners who are seeking to refinance their existing mortgage (s). An FHA mortgage refinance can benefit you even if you do not currently have a FHA loan.

Some advantages of using a FHA mortgage for your mortgage refinance are as follows:

  • Rate and Term Mortgage Refinancing up to 97% of value of your home.
  • Consolidate first and second mortgages* into a single loan.
  • No FICO score or credit score requirements
  • Competitive rates for borrowers with a Bankruptcy older than two years.
  • Competitive rates for borrowers with a Foreclosure older than three years.
  • Easier credit and income qualifications.
  • FHA regulated closing costs.
  • Cash-Out Refinance for existing or new FHA mortgages.
  • Cash-Out up to 95% of your properties value.
  • Consolidate first and second mortgages into single loan.
  • Bill consolidation programs.
  • Easier credit and income qualifications.
  • FHA  regulated closing costs.
  • FHA Streamline Refinance for existing FHA loans.
  • No Cost Interest Rate Reductions programs.
  • No Income or Credit Qualifications*.
  • Zero cost refinance options available.
  • Easily switch amortization for adjustable to fixed or vice versa.
  • Easily shorten or lengthen term of your existing loan.
  • Easier credit and income qualifications.

Mortgage refinancing with a FHA loan is easy and advantageous for most homeowners. If you currently own a home and would like to discover your refinance options, please click here to apply for a free no obligation pre-approval.

 

 FHA Mortgage Information

 

Action FHA Mortgage has FHA Mortgage Applications Online at www.actionmtg.net where you can complete an Online Loan Applications or Home FHA Mortgage Application and obtain FHA Mortgage rates and information for purchases and refinances. FHA Mortgage Applications are free and you can complete the Refinance FHA Mortgage Application yourself or our loan representatives will complete it for you. Home FHA Mortgage Applications are available for purchases and you can borrow up to 100% with no down payment. Our Refinance FHA Mortgage Application is for debt consolidation, cash out and to lower your monthly rate and payment.  Our Online Application is quick, easy and free. Online Loan Application Home Equity Loans are also Online Applications and we also have Online Loan Application Home Equity Loans Refinance. The Online FHA Mortgage Application is the quickest way to obtain a FHA Mortgage pre-approval.  The FHA Mortgage Loan Application can be completed by our loan representatives and it only takes a few minutes.  A FHA Mortgage Application is essential to obtaining a loan for a purchase or refinance and the Refinance FHA Mortgage Application
We also have a FHA Mortgage Application Bad Credit and this Online FHA Mortgage Loan Application or Online 1003 FHA Mortgage Application using the Application Home Loan FHA Mortgage is available to purchase a home and the Application Home FHA Mortgage Refinance is available to refinance your FHA Mortgage.  The Application FHA Mortgage Residential or Application Loan FHA Mortgage Residential is available for borrowers to purchase a 1 thru 4 family home or condo or refinance their current FHA Mortgage. Our Online FHA Mortgage Application is available online at www.actionmtg.net for pre-qualification or a complete FHA Mortgage Application and you can call toll free 800-331-4715 for a phone application. Action FHA Mortgage . net has an Online Loan Application for just about every purchase & refinance situation including zero down payment and no down payment FHA Mortgages for purchasing a home. Our Home FHA Mortgage Application is available for self employed and wage earners and the FHA Mortgage Application Online is available for no income verification and no doc FHA Mortgages.  You can also obtain a FHA Mortgage Application to purchase your first home, for first time homebuyers, 1st time homebuyers or a second home for investment or a vacation home. A FHA Mortgage Application Bad Credit can also be obtained as a Online Application at www.actionmtg.net. Home FHA Mortgage Applications are available for borrowers in 37 states.  Visit www.actionmtg.net today and complete an Online FHA Mortgage Application. 

 

 

ACTION FHA Mortgage CORPORATION IS A LEADING FHA Mortgage BROKER COMPANY PROVIDING LENDING SOLUTIONS FOR RESIDENTIAL AND SMALL COMMERCIAL BORROWERS.  REACHING THOUSANDS OF CONSUMERS NATIONWIDE EVERY MONTH THROUGH ITS PROPRIETARY AND EXTENDED ONLINE NETWORK MEDIA SITES, ACTION FHA Mortgage RELIES ON A NETWORK OF OVER 140 EXPERIENCED LENDERS TO PROVIDE FHA Mortgage SOLUTIONS FOR ALL CREDIT SITUATIONS.