Stated Income Mortgages

  

 

Please Note: This loan program has been terminated.

Stated Income Mortgage Loans

Stated Income Mortgage Loans are for people who work but don't draw regular wages or salary from an employer, self employed business owners or those who make a living off commissions or tips.  It is a great loan product for those borrowers that don't draw a steady paycheck and/or simply do not want to divulge their earnings.   Stated Income Programs do require that you list your job or if self employed, your business or source of self employment.  You must have a continuous work history of at least 2 years.  Stated Income Loans can be used for both purchases and refinances and you can obtain up to 100% financing for either a purchase or refinance using a Stated Income Program.  The interest rate on a Stated Income Mortgage is generally about a half-point above the comparable rate for a conventional mortgage.  You can obtain up to a 100% mortgage with a credit score as low as 600 and again, it can be used for either a purchase or refinance transaction.   Apply online or call our 24 hour loan line to determine your eligibility for a Stated Income Mortgage to purchase a home or refinance your existing mortgage.


                 Apply Now for a Free - No Obligation Stated Income Loan Approval        

                                       

                                       Stated Income Mortgages


                                                           

 

Mortgage Stated Income

 

 

Action Mortgage Corp. has access to Mortgage Stated Income programs with low rates and flexible terms.  You can apply online for Stated Income Mortgages or contact one of our loan specialists thru our 24 hour loan center at toll free and speak to them regarding our Stated Income mortgage loan programs.  Our Mortgage Stated Income loans are available for borrowers to purchase a one thru four family home or condominium.  We have Stated Income Mortgages for just about every home purchase situation including mortgages for borrowers with fair or poor credit.  Stated Income loans allow you borrow up to 100% of the purchase price of your home with a minimum, middle credit score of 600.  These loan programs are available to you even if you are a first time home buyer, 1st time home buyer and you can also use our Stated Income  mortgages to purchase a second home for investment home or vacation home.   We have access to many stated income lenders that specialize in stated income or no doc loans and we tailor a mortgage program to meet your specific financing needs.  Our mortgage programs address all credit profiles and you can obtain a loan even if you were recently discharged from bankruptcy.  These loan programs are available for both the self employed and wage earner borrowers and all of our loan programs require a minimum of a 2 year work history, whether you are self employed or work for a company, getting paid on a w-2.  Mortgage Stated Income loans are good for prospective borrowers who may be in a self employed cash business or simply for those that don't want to go through the extra paperwork so the opt for Stated Income Mortgages.  Apply online or call today for our Stated Income mortgage loan programs. 

 

 

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