FHA First Time Home Buyer

FHA FIRST TIME HOME BUYER LOANS

Buying your first home has never been easier!

Buying a home is one of the biggest and most important decisions you will ever make. We understand that and want to make the process as easy as possible. Whether you are a first-time homebuyer or are experienced with the process, we're here to make your home buying journey a great one with an FHA loan backed by the Federal government (HUD).

Being a First Time Home Buyer does not have to be an overwhelming experience. In fact your FHA First Time Home Buyer Mortgage pre-approval is just minutes away! We understand the excitement and concerns that can be part of your First Time Home Purchase experience. We realize that shopping for your first mortgage loan can be difficult, stressful, and at times, confusing. Our professional team of mortgage specialists will help you to overcome the challenges that many First Time Home Buyers encounter.

Once your online application is received we will immediately begin working on your mortgage approval. Our loan specialists will review your credit and will contact you by phone and briefly discuss your situation, ideas, concerns etc. We will explain in detail the FHA First Time Home Buyer Programs that are best for your particular situation.

Our FHA mortgage specialists are professional and take pride in helping you achieve your dream of home ownership. Our First Time Home Buyer Loans are available even if you've had credit problems in the past or a previous bankruptcy, even if you were recently discharged.

Our FHA First Time Home Buyer Programs include:

Low 3% down payment

Low 30 year Fixed Rates

Gift for down payments are acceptable!

Single Family Homes

3 to 4 family homes

Condos

Apply Now for a Free 24 Hour Approval

FHA First Time Home Buyer Mortgage Program

Action Mortgage has FHA First Time Home Buyer programs available where you can apply online for a FHA First Time Home Buyer Program or FHA First Time Home Buyer Mortgage for a First Time Home Buyer Loan or you can call our 24 hour loan center at 1-800-331-4715. Our FHA First Time Home Buyer programs for First Time Home Buyer Loans are available for the FHA First Time Home Buyer who desires a FHA First Time Home Buyer Program for borrowers to purchase a one thru four family, owner occupied home in We have a FHA First Time Home Buyer Mortgage that does not require a down payment if you have a minimum credit score of 575. 100% financing is available and some of our programs allow you to roll in the closing costs as well so that you can go to the closing table without writing a check. Don't out off buying a home due to a lack of funds since there are many flexible loan programs to meet your financial situation. You should avoid any disappointment by getting a pre-approved mortgage. A pre-qualification is not sufficient because it is not a loan commitment. On the other hand a pre-approval involves making an application, submitting documentation and obtaining a formal pre-approval letter which is a commitment for a loan. You can apply online or you can call one of our loan specialists and they will assist you in completing your loan application for a FHA First Time Home Buyer Loan. Our 100% mortgage loans for the FHA First Time Home Buyer is designed to offer homeownership opportunities to individuals with good credit but who lack the ability or desire to make a down payment on a home. This allows you to buy a home without any out of pocket expense, except for the appraisal and first year insurance policy. Our no down payment FHA First Time Home Buyer Mortgage programs are usually based on a 80/20 combination mortgage which offers a convenient way to provide creative financing for a home purchase transaction. This is a great financing product because it allows you to avoid the Private Mortgage Insurance or PMI. The first mortgage is always set at 80% of your purchase price and the second mortgage is set at 20%. We have a wide range of mortgage options on this loan, including fixed rate, adjustable rates, interest only and 40 year amortizations which lowers your monthly mortgage payment. We also have no income verification FHA First Time Home Buyer Loan programs for both wage earners and self employed borrowers that cannot verify their income via traditional means. Our FHA First Time Home Buyer Program is designed to allow borrowers to enter the home ownership market. This is advantageous in several ways. It allows you to build equity in a home and gives you additional income tax deductions which lowers your overall taxes. You should not pass up the opportunity to own because you feel that your credit is not good enough to qualify for a FHA First Time Home Buyer Mortgage. Most lenders understand that there are circumstances in people's lives such as unemployment and medical issues which lead to a period of slow payment to creditors. We also available mortgage programs on a no doc or stated income basis and you can get a FHA First Time Home Buyer Mortgage even if you previously owned a home. We will perform a analysis of your situation today and advise you on the best approach as a First Time Home Buyer and which FHA First Time Home Buyer Program that will provide you with the best First Time Home Buyer Mortgage or FHA First Time Home buyer Loan for your particular situation. >>>>read more

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